There is no doubt that the motor trade industry has faced some tough challenges in 2011. Research carried out by the Society of Motor Manufacturers and Traders (SMMT) has shown a fall of 11.5% in new car sales. Rising unemployment Cheap Ivan Barbashev Jersey , lack of available finance and increases in VAT and fuel prices have affected consumer confidence and disposable income levels.
Survival in this frosty climate makes it imperative that you and your business pay no more than necessary for commodity services such as motor trade insurance. It is also vital that expensive hours are not wasted in the research, purchase and administration of these services. Here is how choosing the right motor trade insurance policy can save you time and money.

Manage your motor trade insurance policy online.

Life is too short and your time too valuable to spend it navigating your way through automated phone menus.

Choose a motor insurer that allows you to purchase, access and manage your insurance policy online quickly, simply and when convenient for you. NOT when you could be selling!

Your insurer could make updating the Motor Insurance Database (MID) quicker and easier.

The MID is the central record of insured vehicles in the UK. It helps the police ensure that only insured vehicles are driven on our roads. If you are a motor trader it is your duty to update the MID with the details of every car that comes into your possession Cheap Luke Opilka Jersey , and remove it again once the vehicle has been sold. Sound time-consuming? It can be.

Motor trade insurance companies that allow you to manage your insurance policy online make this process quicker and easier. To add a vehicle to the MID all you need to do is log onto your policy online and enter the registration. In the majority of cases, the website will match the exact vehicle to the registration and you just need to confirm the details. Updates are submitted to the MID within two working days. Removing the vehicle when it has been sold is just as simple!

Make the most of your private no claims bonus

If you are a good driver, with a healthy no claims bonus on your private car insurance policy, then you can be rewarded for it.

When applying for motor trader insurance Cheap Robert Bortuzzo Jersey , check that any no claims bonus you have built up on your private policy will be mirrored in your motor trade insurance policy. This way you will get as much introductory discount as possible.

Use short-term car insurance policies

Do you have the occasional driver who helps you out once or twice a month? Do you need insurance for customer loan vehicles? If the answer is yes to either of these questions than consider short-term car insurance. Short-term car insurance is a policy specific to one vehicle and one driver. The financial benefit of this is that in the event of a claim you do not affect your motor trade insurance premium or no claims bonus. It is also usually very quick and easy to set up.

So for a more profitable 2012, put the commodity services you use under the spotlight and make sure your motor trade insurance is saving you time and money.

This author has spent a long time learning Hyperechoic and ultrasound technician .

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