As the smoke cleared from the session wholesale nike air max 2019 , Arkansas began to get a lot of positive national coverage for our education reforms, including praise from Secretary of Education Bell. However, the AEA didnt give up; it filed a lawsuit against the testing law. Peggy Nabors, the AEA president, and I had a heated debate on the Phil Donahue Show wholesale nike air max 2018 , one of several arguments we had in the national media. The company that owned the National Teacher Examination refused to let us use it for existing teachers, saying it was a good measure of whether someone should be allowed to teach in the first place but not of whether a teacher who couldnt pass it should be able to keep teaching. So we had to develop a whole new test. When the test was first given to teachers and administrators in 1984, 10 percent failed. About the same percentage failed in subsequent attempts. In the end, 1,215 teachers wholesale nike air max cyber monday , about 3.5 percent of our total, had to leave the classroom because they couldnt pass the test. Another 1,600 lost their certification because they never took it. In the 1984 election, the AEA refused to endorse me and many of educations best friends in the legislature because of the testing law. Their efforts managed to defeat only one legislator, my old friend Senator Vada Sheid from Mountain Home wholesale nike air max free shipping , who had sewn a button on my shirt when I first met her in 1974. The teachers went door-to-door for her opponent, Steve Luelf, a Republican lawyer who had moved to Arkansas from California. They didnt talk about the teacher test. Unfortunately, neither did Vada. She made a mistake common to candidates who take a position supported by a disorganized majority but opposed by an organized and animated minority. The only way to survive the onslaught is to make the issue matter as much in the voting booth to those who agree with you as it does to those who disagree. Vada just wanted the whole thing to go away. I always felt bad about the price she paid for helping our children.
Over the next two years, teacher pay went up $4 wholesale nike air max black friday ,400, the fastest growth rate in the nation. Although we still ranked forty-sixth, we were finally above the national average in teacher pay as a percentage of state per capita income, and almost at the national average in per-pupil expenditures as a percentage of income. By 1987, the number of our school districts had dropped to 329 wholesale nike air max shoes , and 85 percent of the districts had increased their property-tax rates, which can be done only by a popular vote, to meet the standards.
Student test scores rose steadily across the board. In 1986, the Southern Regional Education Board gave a test to eleventh graders in five southern states. Arkansas was the only state to score above the national average. When the same group was tested five years earlier, in 1981 wholesale nike air max , our students scored below the national average. We were on our way.

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Finance > Insurance > Auto InsuranceAuto Insurance - How to Keep The Premium Down

Posted by nick_niesen in Finance on October 29th, 2010

Auto Insurance - Don't Pay Too Much

All Auto insurance premiums and costs are based on statistics. These statistics involve analyzing accident rates and theft rates for the different makes and models of automobiles, under differing circumstances. It is for this reason that auto insurance is significantly more expensive for teenagers than it is for adults. But there are many factors that determine the cost of your auto insurance premium.

Lets take a look at the main contributing factors.

A. Deductible. Having a low or zero deductible on your auto insurance will significantly increase the cost of the policy. This is of course a tradeoff, because you are gambling on the fact that you won't need to make a claim. You can pay up to 10% less on your annual premiums buy increasing the deductible. But a word of warning, if the time arrives to make a claim then you will be digging deeper into your pockets to pay for the larger deductible.

B. Crime Rate . If you are living in an area that statistically has high theft rates for your make and model of vehicle , then you will pay a higher premium. This is because your car has a much higher liklihood of being stolen, vandalized, or involved in an accident. There is not much you can do about this, you shouldn't move location just to cut your auto insurance costs. Don't make the mistake of asking one of your family who live in the rural if you can use their address for your auto insurance. If the insurance company discovers this, you may be in trouble when its time to make a claim.

C. Garage Parking. The majority of auto insurance companies will give you to a slight premium reduction because cars parked in a garage are less likely to be stolen cheap nike air max clearance , vandalized, or damaged.

D. Mileage. Some companies have a low milage discount if you drive less than a certain number of miles in a year. This is often difficult to become eligible for because you will need to limit your driving in order to qualify.

E. Anti-theft Alarms Most auto insurance companies offer policy discounts if your car is equipped with a safety device or antitheft device

F. Shop around to find the cheapest auto insurance available. Get a quote from every reputable auto insurance company in your town or city. Most reputable insurance companies are on the internet and its easy to get online quotes.

F. Insurance Consolidation. Most insurance companies will give you significant discounts if you have all your insurance policies with the same company.

G. Driving Courses. Most companies are now reducing the policy for people who take a driver education course. This mainly applies to new drivers. Insurance companies like to know that you are driver educated and therefore statistically have less liklihood of an accident.

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